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$15k medical only 
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Discount Programs
- $15k medical only
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. > Discount Programs > $15k medical only
A cost control program designed to lower premiums by directly paying medical expenses up to $15,000, which are not charged to the experience.
An employer directly pays up to the first $15,000 of medical and pharmacy bills for a medical only claim (claim with seven or fewer lost days from work). Through the course of payment, the employer inherently approves the treatment in the normal course of the injury. Participants cannot authorize or deny treatment or any additional conditions nor can their assigned managed care organization (MCO) authorize treatment or pay medical bills. All medical costs paid directly by the employer during participation in the $15k Program are not included in the cost of the claim reflected on the employer's experience thus lowering overall claim costs, which may result in reduced premiums paid annually to the Bureau of Workers’ Compensation (BWC).